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Who We Serve

Within our specialties and areas of expertise among partners, our clients gain access to sophisticated and strategic planning opportunities. Equipped with an established plan for continuity and succession, we are able to assist our clients in planning through multiple generations.

To learn more about the individuals we serve:

High-performance planning for high-performing professionals

As a corporate executive, you’ve put in the work, climbed the ladder, and likely have the rewards to match your responsibilities. MST Financial will be your trusted partner, providing holistic, strategic guidance to help you navigate the complexities that often arise with substantial wealth.

With our concierge-level service, you can rest assured that your unique needs are attended to. We leave no stone unturned as we assess, analyze and craft a plan that addresses risk, optimizes growth, and includes retirement and legacy planning. With us guiding your financial planning, you’ll be free to focus on what you do best.

While you may have one or all the characteristics below, our team thrives on constructing plans that consider:

  • Formal employment contracts or arrangements
  • Compensation tied to performance goals
  • Equity interest tied to your employer
  • A complex benefits package
  • Tax or legal exposure due to your position

Helping you retire with confidence

Living your best life includes enjoying the fruits of your labors in retirement. Our job is to make sure you are fully prepared by providing comprehensive guidance for every aspect of your financial life. Our strategies will revolve around minimizing your risk, estate and legacy planning, tax management, distribution, long-term care, charitable giving and much more.

Whether helping you start the journey or transition to the next chapter, we believe our approach will allow you to live a confident and abundant retirement. In addition to our full suite of wealth management and financial planning services, we will provide:

  • Guidance in determining the income you need in retirement including inflation and tax external factors
  • Analysis of your balance sheet to create tax & investment efficiencies while managing market volatility
  • Assistance while navigating details of social security & advise on best practices
  • Review potential strategies for pension maximization
  • Discuss estate & trust strategies to maximize your legacy
  • Determine plan for wealth distribution during retirement

Taking a big-picture approach to business & personal financial planning

Running a successful business is hard work. As entrepreneurs ourselves, we understand the unique challenges and opportunities you face. If you’re like most closely held business owners, your business and your personal finances are inseparable.

MST Financial can help minimize your stress, guiding you through the complexities as we work with you to develop a customized financial plan with strategies to:

  • Integrate all aspects of financial planning for your business and your personal life to ensure success on both fronts
  • Minimize risk by being prepared for the unexpected
  • Enhance your benefits programs to reward employees who are key to the success of your business
  • Transition your business smoothly and help maximize its value with a properly designed and funded business succession plan
  • Maximizing tax savings to owners

High-impact thinking for high-net-worth families

Managing substantial assets means navigating a significant number of complex planning questions. You want to ensure your wealth and legacy are protected for years to come. That’s why you need a trusted advisor from MST Financial who will assess the nuances of your financial life and craft a strategic and integrated plan. Below are some of our areas of expertise.

  • Financial Planning
  • Wealth Management
  • Investment Strategies
  • Retirement Planning
  • Estate Planning
  • Risk Management Solutions
  • Charitable Strategies

Your unique goals will be pivotal in shaping a holistic plan for your family now and for decades to come.

Simplify your wealth and lay a strong foundation for the future

We’re specialists in assisting real estate and alternative (private equity/hedge fund) professionals by helping you make the most of your primary investment strategy while reducing your stress. Given that real estate is an asset class subject to volatility, we can help you create and maintain safer, more tax-efficient pools of liquid funds. Another area of focus is in crafting partnership agreements, as well as developing a strategy for transferring holdings to your children without enormous red tape. In addition, we also concentrate on diversifying portfolios and managing risk through a complete range of insurance solutions.

Many of the real estate and alternatives professionals we work with find value in the following planning topics:

  • Tax mitigation strategies
  • Strategies for fluctuating income
  • Investment Strategies
  • Estate tax planning
  • Incorporating real estate in your overall financial plan

Building high performing plans for emerging professionals

Emerging affluent professionals are progressing quickly in their careers, their compensation and wealth are growing, and their lives are becoming busier and more complex. MST Financial can be an asset to assisting these individuals with their financial goals to ensure long lasting financial support.

Many of the emerging affluent professionals we work with find value in the following planning topics:

  • Comprehensive family financial planning
  • Tax mitigation strategies
  • Strategies for accumulation and distribution planning to maximize the value of assets
  • Corporate stock option optimization
  • Estate tax planning